Contract and business disputes, credit card and debt-buyer lawsuits, and collecting judgments.
Photo: Sasun Bughdaryan, Unsplash
Civil litigation
We represent individuals and small businesses in civil lawsuits in the associate circuit and circuit courts of St. Louis City and St. Louis, St. Charles, Jefferson and Lincoln counties, from the first demand letter through trial.
- Contract and business disputes
- Collecting money owed and enforcing judgments through garnishment and execution
- Defending lawsuits brought against individuals and small businesses
- Pre-suit demand letters and settlement negotiation
Sued over a debt?
A lawsuit from a credit card company, bank or debt buyer is not the end of the story. If you do not respond, the court can enter a default judgment, which can lead to garnishment of your wages and bank accounts.
When you respond, the company that sued you has to prove its case. It must show:
- That it owns the debt
- That the amount it claims is correct
- That it filed in time, since older debts may be past the statute of limitations
Debt collectors must also follow the federal Fair Debt Collection Practices Act. Violations can give you claims of your own.
We review the petition and the paperwork behind it, raise the defenses that apply, and negotiate or try the case.
Already have a judgment against you?
We can review whether the judgment was properly entered, whether exemptions protect some of your wages or property, and whether a settlement is possible.
Talk with us
Your first consultation is free. Call (314) 498-5005 or use our contact form, and we will return your message within 24 hours. Hablamos español. If you have been served, note your court date and bring the summons and petition to your consultation.